Business travel insurance policy

Business travel insurance policy

Relax and concentrate on the job in hand.

Whether it is at a sales conference in Germany or changing a well head in an oilfield in the middle of Iraq, our specialist Business travel insurance cover is designed with all professionals in mind.

Rest assured that should anything unexpected happen a quick recovery from travel mishaps like a lost bag or cancelled flight is essential. Our policy goes the extra mile to provide loss of conference fees under the cancellation and curtailment section, cover for the costs of a business associate to cover your trip if you are ill and the replacement business equipment, trade samples and documents. The Extramile Business travel policy can help you get back on track quickly, if anything happens along the way.

With Responsive Disaster Recovery cover as standard to provide aid and advice should you be caught up in country wide civil unrest for example, or a more specific threat to your person or place where you are working, you know that expert advice and assistance is only a phone call away. This combined with our Political and Natural Disaster Repatriation cover - as standard in our policy - gives you and your employer peace of mind that assistance is available should an incident occur.

Key benefits

  • Terrorism and War not excluded from the policy.
  • Cover from 1 days to 1 year Multi-trip options available.
  • Specialist 24/7 Medical and Special Risks providers who understand the issues involved with treating and repatriating injured or at risk personnel from a volatile situation quickly, efficiently and safely.
  • Cover provided for both sedentary and active occupations.
  • Weekend, stopover breaks and holidays automatically covered.
  • Conference fees, replacement business colleague and business equipment, trade samples and business documents included as standard.
  • As with all our policies as standard you are covered for:
    • Specific pre-existing medical conditions
    • A wide range of sports and other activities
    Both as defined in the policy.
  • Sizeable Group discounts available from 11 to 250+ travellers automatically provided by our online quotation form.
List of benefits for the Business Travel cover solution:

Note: main excess applicable for the cover is $100 increased to $1,000 (USD) in respect of Political / Natural Catastrophe Evacuation**.

Emergency Medical Expenses / Evacuation / Repatriation

Emergency Dental Treatment

Personal Accident Accidental Death, Loss of Limb(s) / Sight, Permanent Total Disablement

Political / Natural Disaster Evacuation

Responsive Disaster Recovery

Cancellation and Curtailment

Loss of Conference Fees

Missed Departure and Delay

Personal Liability

Hospital Benefit

Baggage

Money

Replacement Colleague costs

Business Equipment, Trade Samples, Business Documents

Specific Pre-existing Medical Conditions covered automatically

Wide range of sports and other activities covered as standard

Silver*

$50,000

$300

$50,000

$50,000

$85,000 Consultancy,
$15,000 Extras

$3,000

$1,500

$500

$250,000

$1,500

$3,000

$1,000

$1,500

$750

YES

YES

Emergency Medical Expenses / Evacuation / Repatriation

Emergency Dental Treatment

Personal Accident Accidental Death, Loss of Limb(s) / Sight, Permanent Total Disablement

Political / Natural Disaster Evacuation

Responsive Disaster Recovery

Cancellation and Curtailment

Loss of Conference Fees

Missed Departure and Delay

Personal Liability

Hospital Benefit

Baggage

Money

Replacement Colleague costs

Business Equipment, Trade Samples, Business Documents

Specific Pre-existing Medical Conditions covered automatically

Wide range of sports and other activities covered as standard

Gold*

$150,000

$500

$100,000

$100,000

$175,000 Consultancy,
$25,000 Extras

$3,000

$1,500

$1,000

$1,000,000

$1,500

$5,000

$1,500

$1,500

$1000

YES

YES

Emergency Medical Expenses / Evacuation / Repatriation

Emergency Dental Treatment

Personal Accident Accidental Death, Loss of Limb(s) / Sight, Permanent Total Disablement

Political / Natural Disaster Evacuation

Responsive Disaster Recovery

Cancellation and Curtailment

Loss of Conference Fees

Missed Departure and Delay

Personal Liability

Hospital Benefit

Baggage

Money

Replacement Colleague costs

Business Equipment, Trade Samples, Business Documents

Specific Pre-existing Medical Conditions covered automatically

Wide range of sports and other activities covered as standard

Platinum*

$250,000

$750

$150,000

$150,000

$250,000 Consultancy,
$50,000 Extras

$3,000

$1,500

$1,500

$2,000,000

$1,500

$7,500

$2,000

$1,500

$1,500

YES

YES

* Each offer is limited per person.
** Excess amount shown is the main policy excess for each section. Subsections can contain more specific excesses so you should always check the policy document before making a claim.

Policy exclusions

  • War or Terrorism where You take an active part.
  • Putting oneself in deliberate danger unless you are trained and it is part of your job activities.
  • Activities where you are a member of the Armed forces and are on active duty.
  • Any pre-existing medical condition unless it is included within the precleared conditions list.
  • Pregnancy or childbirth.
  • Intoxication by Alcohol or drugs.

Useful info

The above is a summary only of the cover and exclusions, the policy must be read in full.

For more details about our travel insurance policy, check out our Key facts and view the documents below:

Looking for travel insurance?

Get a quote now

Need help?

In case of emergency:

If you need help while travelling, call FocusPoint at:
001 619 717 8549
Or email at:
crc@wwfocus.com
FocusPoint can provide you with:
  • 24/7 Medical Emergency Assistance

  • Political and Natural Disaster Repatriation or Assistance

  • Responsive Disaster Recovery Assistance.



For general enquiries:

Contact us
For more information about our Products and Services please refer to our Help page. Visit our Key facts page for Summaries and Specimen Policy Wordings.

More about us

Our experience in the field:

Learn more about us from our personal experiences. When things escalate and go terribly wrong, we know seconds count. It's good to know that one phone call can get you through to our Responsive Disaster Recovery teams 24/7. Read our case studies