World travel insurance policy

World travel insurance policy

Comprehensive travel package to cover you for those unforeseeable accidents that can ruin a holiday.

If you are booking a holiday abroad whether you are travelling as an individual, family or group, it makes absolute sense to take out a comprehensive travel package to cover you for those unforeseeable accidents and incidents that can ruin a holiday as soon as you book your tickets.

Our Extramile world traveller cover will provide you with piece of mind wherever you travel worldwide, from that once in a lifetime holiday to visiting relatives, for a three day long weekend break to a year out globetrotting - we can cover you, your family and your friends if travelling as a group.

Our World travel insurance policy package includes as standard Responsive Disaster Recovery cover as standard to provide aid and advice should you be caught up in country wide civil unrest for example, or a more specific threat to your person. Combined with our Political and Natural Disaster Repatriation cover as standard in our policy, we feel you have one of the most comprehensive standard travel insurance packages currently on the market.

Key benefits

  • Our bespoke wording designed for those with a more adventurous idea of a travel destination or for those visiting relatives in higher risk or hazardous territories as well as the more usual countries.
  • Cover from 1 day to 1 year Multi-trip options available.
  • Cover is designed around protecting your safety and your health.
  • Terrorism and War not excluded from the policy.
  • Specialist 24/7 Medical and Special Risks providers who understand and act on volatile situations quickly, efficiently and safely.
  • Our twelve months cover option includes 3 trips home to your country of residence of up to 28 days duration as standard.
  • Non manual part time jobs such as bar work covered as standard.
  • As with all our policies as standard you are covered for:
    • Specific pre-existing medical conditions
    • A wide range of sports and other activities
    Both as defined in the policy.
  • Sizeable Group discounts available from 11 to 250+ travellers automatically provided by our online quotation form.
List of benefits for the World Travel cover solution:

Note: main excess applicable for the cover is $100 increased to $1,000 (USD) in respect of Political / Natural Catastrophe Evacuation**.

Emergency Medical Expenses / Evacuation / Repatriation

Emergency Dental Treatment

Personal Accident Accidental Death, Loss of Limb(s) / Sight, Permanent Total Disablement

Political / Natural Disaster Evacuation

Responsive Disaster Recovery

Cancellation and Curtailment

Missed Departure and Delay

Personal Liability

Hospital Benefit

Baggage

Money

Specific Pre-existing Medical Conditions covered automatically

Wide range of sports and other activities covered as standard

Silver*

$50,000

$300

$50,000

$50,000

$85,000 Consultancy,
$15,000 Extras

$3,000

$500

$250,000

$1,500

$3,000

$1,000

YES

YES

Emergency Medical Expenses / Evacuation / Repatriation

Emergency Dental Treatment

Personal Accident Accidental Death, Loss of Limb(s) / Sight, Permanent Total Disablement

Political / Natural Disaster Evacuation

Responsive Disaster Recovery

Cancellation and Curtailment

Missed Departure and Delay

Personal Liability

Hospital Benefit

Baggage

Money

Specific Pre-existing Medical Conditions covered automatically

Wide range of sports and other activities covered as standard

Gold*

$150,000

$500

$100,000

$100,000

$175,000 Consultancy,
$25,000 Extras

$3,000

$1,000

$1,000,000

$1,500

$5,000

$1,500

YES

YES

Emergency Medical Expenses / Evacuation / Repatriation

Emergency Dental Treatment

Personal Accident Accidental Death, Loss of Limb(s) / Sight, Permanent Total Disablement

Political / Natural Disaster Evacuation

Responsive Disaster Recovery

Cancellation and Curtailment

Missed Departure and Delay

Personal Liability

Hospital Benefit

Baggage

Money

Specific Pre-existing Medical Conditions covered automatically

Wide range of sports and other activities covered as standard

Platinum*

$250,000

$750

$150,000

$150,000

$250,000 Consultancy,
$50,000 Extras

$3,000

$1,500

$2,000,000

$1,500

$7,500

$2,000

YES

YES

* Each offer is limited per person.
** Excess amount shown is the main policy excess for each section. Subsections can contain more specific excesses so you should always check the policy document before making a claim.

Policy exclusions

  • War or Terrorism where You take an active part.
  • Putting oneself in deliberate danger unless you are trained and it is part of your job activities.
  • Activities where you are a member of the Armed forces and are on active duty.
  • Any pre-existing medical condition unless it is included within the precleared conditions list.
  • Pregnancy or childbirth.
  • Intoxication by alcohol or drugs.

Useful info

The above is a summary only of the cover and exclusions, the policy must be read in full.

For more details about our travel insurance policy, check out our Key facts and view the documents below:

Looking for travel insurance?

Get a quote now

Need help?

In case of emergency:

If you need help while travelling, call FocusPoint at:
001 619 717 8549
Or email at:
crc@wwfocus.com
FocusPoint can provide you with:
  • 24/7 Medical Emergency Assistance

  • Political and Natural Disaster Repatriation or Assistance

  • Responsive Disaster Recovery Assistance.



For general enquiries:

Contact us
For more information about our Products and Services please refer to our Help page. Visit our Key facts page for Summaries and Specimen Policy Wordings.

More about us

Our experience in the field:

Learn more about us from our personal experiences. When things escalate and go terribly wrong, we know seconds count. It's good to know that one phone call can get you through to our Responsive Disaster Recovery teams 24/7. Read our case studies