Student travel overseas insurance policy

Student travel overseas insurance policy

Thinking about studying abroad?

Studying abroad is nowadays a very popular option indeed! If you too are planning to study abroad, whether as part of your university course or as a work placement, it is important that you invest in specialist international student insurance to protect you whilst you study.

Our student travel cover is designed to provide cover for you as you study abroad whether it be a few days seminar, or as part of your university course which involves a year study abroad. As well as covering for the usual travel insurance benefits such as medical expenses including repatriation and baggage, our package includes Responsive Disaster Recovery cover as standard to provide aid and advice should you be caught up for example in country wide civil unrest, or a more specific threat to your person or to the area where you are studying.

This combined with our Political and Natural Disaster Repatriation cover - as standard in our policy - gives you and your family the peace of mind while studying in a foreign country.

Key benefits

  • Cover can be arranged for the student undertaking studies anywhere in the World.
  • Cover from 1 day to 1 year Multi-trip options available.
  • Terrorism and War included in the policy with Responsive Disaster Recovery cover as standard.
  • Specialist 24/7 Medical and Special Risks providers who understand and act on volatile situations quickly, efficiently and safely.
  • Our twelve months cover option includes 3 trips home to your country of residence of up to 28 days duration as standard.
  • Non manual part time jobs such as bar work covered as standard.
  • As with all our policies as standard you are covered for :
    • Specific pre-existing medical conditions
    • A wide range of sports and other activities
    Both as defined in the policy.
  • Sizeable Group discounts available from 11 to 250+ travellers automatically provided by our online quotation form.
List of benefits for the Student Travel Overseas cover solution:

Note: main excess applicable for the cover is $100 increased to $1,000 (USD) in respect of Political / Natural Catastrophe Evacuation**.

Emergency Medical Expenses / Evacuation / Repatriation

Emergency Dental Treatment

Personal Accident Accidental Death, Loss of Limb(s) / Sight, Permanent Total Disablement

Political / Natural Disaster Evacuation

Responsive Disaster Recovery

Cancellation and Curtailment

Missed Departure and Delay

Personal Liability

Hospital Benefit

Baggage

Money

Specific Pre-existing Medical Conditions covered automatically

Wide range of sports and other activities covered as standard

Silver*

$1,000,000

$300

$50,000

$50,000

$85,000 Consultancy,
$15,000 Extras

$3,000

$500

$250,000

$1,500

$1,500

$500

YES

YES

Emergency Medical Expenses / Evacuation / Repatriation

Emergency Dental Treatment

Personal Accident Accidental Death, Loss of Limb(s) / Sight, Permanent Total Disablement

Political / Natural Disaster Evacuation

Responsive Disaster Recovery

Cancellation and Curtailment

Missed Departure and Delay

Personal Liability

Hospital Benefit

Baggage

Money

Specific Pre-existing Medical Conditions covered automatically

Wide range of sports and other activities covered as standard

Gold*

$1,000,000

$500

$100,000

$100,000

$175,000 Consultancy,
$25,000 Extras

$3,000

$1,000

$1,000,000

$1,500

$2,000

$1,000

YES

YES

Emergency Medical Expenses / Evacuation / Repatriation

Emergency Dental Treatment

Personal Accident Accidental Death, Loss of Limb(s) / Sight, Permanent Total Disablement

Political / Natural Disaster Evacuation

Responsive Disaster Recovery

Cancellation and Curtailment

Missed Departure and Delay

Personal Liability

Hospital Benefit

Baggage

Money

Specific Pre-existing Medical Conditions covered automatically

Wide range of sports and other activities covered as standard

Platinum*

$1,000,000

$750

$150,000

$150,000

$250,000 Consultancy,
$50,000 Extras

$3,000

$1,500

$2,000,000

$1,500

$2,500

$1,500

YES

YES

* Each offer is limited per person.
** Excess amount shown is the main policy excess for each section. Subsections can contain more specific excesses so you should always check the policy document before making a claim.

Policy exclusions

  • War or Terrorism where You take an active part.
  • Manual work unless this has been preagred with us and the appropriate additional premium paid and the policy endorsed.
  • Putting oneself in deliberate danger unless you are trained and it is part of your job activities.
  • Activities where you are a member of the Armed forces and are on active duty.
  • Any pre-existing medical condition unless it is included within the precleared conditions list.
  • Pregnancy or childbirth.
  • Intoxication by alcohol or drugs.

Useful info

The above is a summary only of the cover and exclusions, the policy must be read in full.

For more details about our travel insurance policy, check out our Key facts and view the documents below:

Looking for travel insurance?

Get a quote now

Need help?

In case of emergency:

If you need help while travelling, call FocusPoint at:
001 619 717 8549
Or email at:
crc@wwfocus.com
FocusPoint can provide you with:
  • 24/7 Medical Emergency Assistance

  • Political and Natural Disaster Repatriation or Assistance

  • Responsive Disaster Recovery Assistance.



For general enquiries:

Contact us
For more information about our Products and Services please refer to our Help page. Visit our Key facts page for Summaries and Specimen Policy Wordings.

More about us

Our experience in the field:

Learn more about us from our personal experiences. When things escalate and go terribly wrong, we know seconds count. It's good to know that one phone call can get you through to our Responsive Disaster Recovery teams 24/7. Read our case studies